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Uninsured / Underinsured Motorists

What should you do when you’re in a car accident, the other driver is at fault, and he or she has little or no auto insurance? Knowing what to do when you are in an auto accident can be difficult, especially with complex insurance policies involved. If the driver at fault does not have insurance, or very little, you may have a difficult time obtaining compensation for damages suffered in the accident. For this reason, we recommend that all motorists purchase an insurance policy that includes coverage for “uninsured motorists” and “underinsured motorists.”

An “uninsured motorist” is someone who does not have any insurance coverage whatsoever. An “underinsured motorist” is someone who does not have adequate liability insurance to cover all of the damages you suffered in an accident. If you purchase uninsured and underinsured motorist coverage, then you will be able to collect from your insurance company to recoup your damages that exceed the actual responsible party’s limits.

Filing an uninsured motorist claim can often include complex legal issues that require the assistance of a lawyer experienced in dealing with insurance companies. The Bakersfield car accident lawyers at Chain | Cohn | Clark possess that experience, so if you have been involved in an accident and the negligent driver has little or no insurance coverage, contact our law firm immediately.

Your Uninsured / Underinsured Lawyers

If you or someone you know is hurt at the hands of an uninsured or underinsured driver, contact us at (661) 616-9829 or visit us at 1731 Chester Ave., Suite 100, Bakersfield, CA 93301-5220 today.

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